Why finance at Cheap Cars Fast?

The Cheap Cars Fast finance process is extremely fast, free and all of your sensitive information is handled securely so you can rest assured that you are safe with us!

How much can I borrow?

For new cars, we will loan up to 125% of the MSRP (Manufacturer Suggested Retail Price) for our most qualified borrowers. On used cars, we will loan up to 125% of the NADA (National Auto Dealers Association) retail value.

What terms are available?

Terms will vary depending on the value of the car. The most common terms for new and used vehicle are 3-5 years. Terms for new and used vehicles with values greater than $15,000 can qualify for up to 6 years.

What does your credit score mean?

Credit scores are created by credit reporting agencies to help financial institutions predict risk. They are expressed as a score generally ranging from 350 – 850. In most cases, the higher your score, the greater chance you have of receiving a better financing offer.

  • Timeliness of previous and current payments
  • The length of your credit history
  • The type and amount of your debts
  • Your public records

I have excellent credit, what can Cheap Cars Fast do for me?

We offer you highly competitive terms, reduced time and effort, and a transparent transaction.

I have had past credit problems, what can Cheap Cars Fast do for me?

Our finance sources provide offers to accommodate most credit profiles. Even with past problems, you will still enjoy the same no-haggle pricing, quality, and exceptional customer service we give every Cheap Cars Fast customer.

What finance rate can I get?

Your finance rate depends on your past credit history, the type of car you’re buying, your down payment, and overall market conditions. Cheap Cars Fast works with several world class financial institutions to create programs designed specifically for our customers. These offers are very competitive and available to a broad range of customers with varying credit profiles.